Outright purchase suits buyers with full capital available now and who want immediate allocation. A staged payment plan suits buyers who prefer to spread payments over several months, typically in exchange for a slightly longer completion timeline.
How outright purchase works
An outright purchase means paying 100% of the unit price upfront, typically resulting in immediate allocation once payment clears — no waiting through instalment milestones.
How staged payment plans work
Staged plans split the price into two or three instalments — for example 50/25/25 or 40/30/30 — completed within a set window, commonly 6 months. This spreads the financial commitment over time.
The 12-month option
Buyers who need even more time can extend to 12 months, usually at a small additional percentage (2% is a common structure) on top of the standard price — reflecting the longer completion window.
Which structure fits you
If you have capital ready now and want certainty of allocation, outright purchase is simplest. If you'd rather spread payments, compare Plan A, B and C structures and choose the split that matches your cash flow.
Model your own numbers
Use the Hossana Shopping Mall calculator to compare outright, 6-month and 12-month totals for your preferred unit and size.
Explore Hossana Shopping Mall
H-Central and H-Vista are available now, from 18 sqm.